Comprehensive Plan

Premium cover so your customers can discover the world, no worries.

The Basics

  • A wide range of cover worldwide; including for cruises outside Australian coastal waters.

  • Includes personalised options to enable customers to tailor their cover, including optional cover for winter sports.

  • International cover available to eligible travellers of all ages. (Travellers aged 81 and over must be assessed for approval)

  • Policies may be purchased while travelling, however a 72-hour waiting period applies. Events occurring during this time are not covered by the policy.

  • Children and grandchildren can be added to the same policy as a dependant at no extra charge, provided they meet certain criteria.


  • Coverage for a wide range of events, including damaged luggage, delays where the operator is at fault, and rental vehicle insurance excess.

  • Unlimited trip limit for overseas medical costs - this includes medical evacuation, medical repatriation and extra trip costs.


  • Travellers can choose to apply for cover for an existing medical condition, subject to a medical assessment.

  • Extra Cancellation Cover option allows travellers to tailor their level of cancellation cover to their needs, up to an unlimited amount.

  • Add New for Old Luggage Cover for specified items up to an additional $10,000.

  • Excess Buy-out Option allows travellers to reduce the standard excess on their policy to $0.

Please note the above information relates to the Product Disclosure Statement effective 1 Aug 2019.