Annual Frequent Traveller Plan

Our Annual Frequent Traveller (AFT) plan is a 12-month policy designed for frequent travellers.

The Basics

  • Covers all domestic and international trips within a 12-month period, provided each trip starts and ends at the traveller's home in Australia.

  • Cover available to eligible travellers who are less than 76 years of age at the time of policy purchase.

  • Now available to Australian residents who hold a 457 Visa, and New Zealand passport holders.

  • Policies may be purchased while travelling, however a 72-hour waiting period applies. Events occurring during this time are not covered by the policy.

  • Cover the rest of the family on one policy - travellers can add another adult to their policy as an additional primary traveller, to be covered whether they travel independently or together.

  • Children and grandchildren who meet certain criteria can be added to the same policy as a dependant; however, they must travel with a primary traveller.

  • Travellers can choose to be covered for shorter trips or longer longer trips - see Options for more details.


  • Great coverage for a wide range of events, including damaged luggage, delays where the operator is at fault, and rental vehicle insurance excess.

  • Unlimited trip limit for overseas medical costs - this includes medical evacuation, medical repatriation and extra trip costs.


  • Covers shorter trips (up to 30 days each trip) or longer trips (up to 50 days each trip)- travellers choose the required maximum length when buying the policy.

  • Travellers can choose to apply for cover for an existing medical condition, subject to a medical assessment.

  • Tailor cover with our range of options, including New for Old Luggage Cover, Extra Cancellation Cover and Winter Sports Option.

  • Extra Cancellation Cover allows travellers to tailor their level of cancellation cover to their needs, up to $20,000.

  • Includes $12,000 limit on standard luggage cover with the option to add New for Old Luggage Cover for specified items up to an additional $10,000.

Please note the above information relates to the Product Disclosure Statement effective 1 Aug 2019.